General Liability
Pays for bodily injury, property damage, and personal injury claims that arise on your premises or out of your operations — including the cost of defending the claim, whether or not it turns out to be valid.
Imperial Systems LLC places tailored coverage for individuals, families, and businesses across the East Coast region — personal lines, commercial lines, and collector vehicles. We are not tied to one carrier, so we shop your risk and bring back the terms worth taking.
Imperial Systems LLC is a full-service, independent insurance brokerage headquartered on Gold Street in Brooklyn, New York. We specialize in tailored insurance solutions for individuals, families, and businesses across the East Coast region.
On the commercial side, we place a full range of coverage including general liability, commercial property, business owner's policies, commercial auto, umbrella, and habitational programs. We understand the risks facing contractors, landlords, retail operators, and hospitality businesses, and we place policies that offer real protection without unnecessary cost.
Our personal insurance offerings include auto, homeowners, condo, renters, landlord, motorcycle, boat, and life insurance. Through specialty collector markets we also place agreed-value coverage for classic, antique, and collector vehicles.
We are a brokerage, not a captive agency. We do not work for one insurance company and we have no quota to fill on anyone's product. We represent you, take your risk out to the carriers we hold appointments with, and let them compete for the account.
Whether you are protecting your home, your family, or your business, we take the time to listen, explain the coverage in plain language, and recommend the right policy — every time.
Imperial Systems LLC is licensed to broker insurance in the following states:
Coverage for property owners, contractors, retail, and hospitality operators.
Pays for bodily injury, property damage, and personal injury claims that arise on your premises or out of your operations — including the cost of defending the claim, whether or not it turns out to be valid.
Covers your building, equipment, inventory, and improvements against fire, smoke, wind, hail, vandalism, and other named perils, and can include the income you lose while the property is being repaired.
Packages general liability and commercial property into a single policy, usually at a lower cost than buying the two separately. A common fit for small retail, office, and service businesses.
Your business vehicles need the same liability, collision, and comprehensive coverage a personal car does — and a vehicle used for work is often excluded from a personal auto policy entirely.
Programs built for owners of apartment buildings, multi-family homes, and mixed-use property, covering the structure, owner liability, loss of rents, and the exposures carriers look at closely on tenant-occupied risks.
Adds limits above your underlying liability policies and responds once those limits are exhausted by claims. Frequently required by leases, lenders, and larger contracts.
Coverage for your car, your home, your family, and the vehicles you've collected.
A package policy covering damage to your property together with your legal responsibility for injuries or property damage you or your household cause to other people. Condo, renters, and landlord forms cover the same ground at different levels of ownership.
Protects you against financial loss after an accident through liability, collision, comprehensive, and medical coverage. Carriers often discount the premium meaningfully when it is written alongside your homeowners policy.
Written for a property you own but do not live in — the structure, your liability as the owner, and the rental income you lose if the unit becomes uninhabitable. A rental unit disclosed on a standard homeowners policy is a common coverage gap.
Hull, liability, and trailer coverage for boats, personal watercraft, and ATVs, with navigational limits and lay-up periods set to how you actually use the vehicle.
Term and permanent coverage sized to what your household would need to carry on — the mortgage, the tuition, the income that stops. We quote across carriers rather than selling one company's product.
We place agreed-value coverage through specialty collector markets, so the figure is settled in writing up front rather than argued as depreciated actual cash value after a loss. Written for classic, antique, exotic, and restored vehicles.
You deal with the same people every time — the ones who wrote your policy and who will pick up when something goes wrong. No call centers, no ticket queues, no starting over with a stranger.
Call us and we will review your needs, shop the market, and get you covered quickly at the right price.
We look at what you own, what you owe, who depends on you, and what your contracts and lenders actually require — then tell you plainly where you are covered and where you are not.
Landlords, venues, and lenders don't wait. Request a certificate of insurance online and we turn it around from the office.
A renewal quote is the carrier's opening number, not the market's. We re-shop the account, check the policy still matches what you actually own, and tell you whether staying put is the right call.
We help you open the claim, understand what the carrier needs, and follow it through to resolution.
Call us or send a quote request. We'll go over what you need, shop it across our carriers, and come back with real options and a real price.